If you’re thinking about buying or leasing a vehicle from our Volkswagen dealership near Catonsville, MD, you can start the financing process by completing the secure application that’s available on our website. To access our finance application, click the Menu button on the left-hand side of your screen, select Finance, and then click Finance Application.
It doesn’t matter if you’re interested in a new vehicle such as a 2017 VW Golf or one of our used Volkswagen cars, you’ll need to bring the same information with you when you visit our Volkswagen dealership to meet with one of our finance experts. If you’re going to trade in your current car, you’ll need to bring the car’s title. If you haven’t paid off the loan you took out on your current car, you should bring an account statement that shows your remaining balance. If you don’t have a statement handy, you should be prepared to tell us the name of your lender.
You’ll also need to show us proof of your income. If you work for someone else, your last few pay stubs and an estimate of how much you’ve earned so far this year will generally suffice as proof of income. If you’re self-employed, you’ll need to provide your federal tax returns from the past couple of years. If you have additional sources of income, such as child support or alimony, you’ll need to provide documentation about them, too.
You need to give us proof of where you live as well. A recent utility bill, a cell phone bill, or a bank statement that has your name and current address on it will generally be enough as proof of residency. Don’t forget to bring your car insurance card with you, too.
In addition to reviewing the documentation you’ll provide, we’re going to take a look at your credit score during the car financing application process. Don’t let that stop you from applying for a loan or lease if your credit score doesn’t top the charts. Our finance experts have experience working with people who have poor or no credit and they can help you get approved for a car loan or lease agreement.
If you’re ready to be behind the wheel of a new or new-to-you Volkswagen vehicle, visit Heritage Volkswagen Catonsville to talk to one of our VW finance experts today.
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